TERMS & CONDITIONS / TERMS OF USE

Last Updated:

April 15th, 2025

These Terms & Conditions (“Terms”) govern the use of this website and any services, communications, or interactions provided by Kosmic Consulting LLC (“we,” “our,” or “us”). By accessing or using this site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please refrain from using this website or interacting with our services.

1. Eligibility

You must be at least 18 years of age to use this website or submit personal information through our forms.


2. Use of the Website and Services

You agree to use this site and any related communication channels (such as SMS, email, or web chat) only for lawful purposes and in accordance with these Terms. You agree not to use this site to send, collect, or store any unsolicited or unauthorized communications, including spam or marketing messages not expressly consented to.


3. Consent to Receive SMS and Emails

By submitting your contact information on this site, you consent to receive communications from us, which may include SMS text messages, emails, or phone calls related to your inquiries, account activity, or service updates. Message and data rates may apply. You may opt out at any time by replying “STOP” to any SMS or clicking the “unsubscribe” link in any email.


4. Prohibited Conduct

You may not:

Use the site in any way that violates applicable laws or regulations. Interfere with the site's functionality or compromise its security. Impersonate any person or entity, or misrepresent your identity or affiliation.


5. Intellectual Property

All content on this site, including text, images, designs, logos, and layouts, is the property of and is protected by copyright and trademark laws. You may not copy, reuse, or distribute content from this site without written permission.


6. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and safeguard your information.


7. Disclaimers

The content on this site is provided “as is” without warranties of any kind. We do not guarantee the accuracy or completeness of the information presented and reserve the right to make changes without notice.


8. Limitation of Liability

To the extent permitted by law, we will not be liable for any damages arising from your use of this site or reliance on its content, including indirect or incidental losses.


9. Modifications

We reserve the right to update these Terms at any time. Changes will be posted on this page with the updated effective date.


10. Contact

For questions about these Terms, please contact us at:

Kosmic Consulting LLC


Email: [email protected]


Phone: (816) 800-9051

Call

(816) 800-9051

Site:

https://kosmicbanking.com/get-covered